Tony Botchev

Trusted Mortgage Advisor | NMLS: 114198

945-370-8656

info@dfwhome.loans

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Is Now the Right Time for a Home Equity Line of Credit?

Is Now the Right Time for a Home Equity Line of Credit?

A Home Equity Line of Credit (HELOC) allows you to borrow against the equity you've built in your home. As property values and interest rates fluctuate, many homeowners wonder whether this financing option makes sense for their situation. Understanding ho

Oct 21, 2025 | Refinancing a Home

Combination Mortgages: Eliminate Private Mortgage Insurance

Combination Mortgages: Eliminate Private Mortgage Insurance

A Combination mortgage offers homebuyers a way to avoid private mortgage insurance (PMI) while making a smaller down payment. This financing strategy uses two simultaneous loans to purchase a home, but it's not the right choice for every buyer. Here's wha

Oct 16, 2025 | Purchasing a Home

The First-Time Homebuyer's Complete Guide

The First-Time Homebuyer's Complete Guide

Buying your first home represents one of the most significant financial decisions you'll make. This guide walks you through the essential steps to prepare for homeownership, from evaluating your finances to closing on your property. Assess Your Financial

Oct 14, 2025 | Purchasing a Home

Should You Use Your 401(k) for a Home Down Payment?

Should You Use Your 401(k) for a Home Down Payment?

Many homebuyers consider borrowing from their 401(k) to fund a down payment. While this option offers certain advantages, it carries some risk that can affect your long-term financial security. Here's what you need to know before making this decision. Adv

Oct 09, 2025 | Purchasing a Home