Tony Botchev

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VA Home Loans: Benefits, Eligibility, and How to Apply

VA Home Loans: Benefits, Eligibility, and How to Apply

VA home loans provide valuable benefits for veterans, active-duty service members, and eligible surviving spouses. Backed by the U.S. Department of Veterans Affairs, these loans offer advantages that can make homeownership more accessible and affordable t

Dec 18, 2025 | VA Loans

Use a VA Energy Efficient Mortgage for Home Improvements

Use a VA Energy Efficient Mortgage for Home Improvements

The VA Energy Efficient Mortgage (EEM) program helps veterans and service members finance energy-saving home improvements as part of their VA home loan. This program allows you to include the cost of energy-efficient upgrades in your mortgage, making it e

Dec 11, 2025 | VA Loans

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

The Department of Veterans Affairs offers several grant programs that help disabled veterans modify their homes for accessibility and independent living. These grants provide substantial financial assistance without requiring repayment, making home modifi

Nov 25, 2025 | VA Loans

Joint VA Loans: Combining Forces for Homeownership

Joint VA Loans: Combining Forces for Homeownership

Joint VA loans allow veterans, active-duty service members, and eligible civilians to combine their financial resources to purchase a home together. While less common than standard VA loans, this option provides flexibility for borrowers who want to pool

Nov 18, 2025 | VA Loans

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